Note: Stated below is only product information. Always seek advice from a qualified advisor when in doubt. An unsuitable insurance product may impact your ability to finance your future healthcare needs.
This is the ONLY medical plan that will cover you for your hospitalization, specialist treatment and even your visits to the doctor!
MHS bases its approach to healthcare on the following 3 concepts:
-
Comprehensive quality healthcare
- Continuity of care
- Health maintenance
Comprehensive Healthcare Coverage
Primary Care
This is provided by a wide network of general practitioners in clinics all over Singapore. One clinic will be selected by the insured to be his designated primary care clinic (PCC) and may visit any clinics for up to a maximum of 3 visits per policy year. Primary care includes consultation, medication, procedures and tests deemed medically necessary.
Specialist Care
A wide network of specialist from different network like private specialists and specialists in government and restructured hospitals are also provided by MHS to the healthcare of their members. $500 annual benefit is payable for specialist care including medication, consultation and tests upon retrieval of primary care doctor.
Hospital Care
A, B1 and B2 wards of government and restructured hospitals are provided for hospital care. It is still possible for members to upgrade or change to a private hospital. Reimbursement for hospital bills will be subjected to the limits provided by the insured plan.
Emergency Care
A 24-hour cover for accidents and emergencies is also provided under MHS.
Why MHS?
For Employers:
-
Monitor and control medical expenses for the company
- Facilitate annual budgeting with reports provided
- Ease company administration of medical claims
- No ‘hidden’ cost for outpatient and specialist treatment
- Tax deductible
- Fixed annual premium for a comprehensive coverage for employees
For Employees:
- Emphasize the responsibility towards one’s health
- Personal and continuing care from selected primary care doctor
- Dedicated primary care doctor will be able to know and monitor the employees’ medical history and progress of health even after a referral
- A bond of trust between patient and doctor in the long run
- Added convenience and flexibility with any visits to any GP
Guaranteed Renewal (applies to individual policy only)
Regardless of your health condition, NTUC Income Managed Healthcare System guarantees renewal of your insurance.
Life-time Coverage
Other than providing comprehensive medical care for minor ailments to catastrophic illness, MHS also provides the assurance that their members can be insured up to 80 years old by paying the e premium. This is especially important, as medical care is much needed as one ages.
Co-payment
Members are required to co-pay the use of the following medical services:
a) Primary care doctor
b) Accident & Emergency Visit
c) 24-Hr Clinics
d) Specialist
e) Specialized investigations (eg, CT Scan)
f) Hospital |
$5
$10
$10
$15
10%
10% of total hospital bill |
Note: (b) to (f) is subjected to GST for co-payment, where applicable.
Co-payment can be paid through Medisave for hospital care.
Co-payment is used in MHS to encourage members to be responsible for the use of healthcare benefits and use them only when necessary.
This is the only medical plan that will cover you for your hospitalization, specialist treatments and your visit s to your doctor!
Loss of MHS card?
You have to report the loss of the card via any of the following means:
A replacement card will be issued. |
